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    <title>Ziki - Kim Higgins's last published content</title>
    <link>http://www.ziki.com/en/kim-higgins+146577</link>
    <pubDate>Sat, 22 May 2010 08:26:55 +0200</pubDate>
    <ttl>120</ttl>
    <description>My aggregated content at ziki.com</description>
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      <title>Searching For Computer Memory Suppliers On The Web</title>
      <link>http://www.ziki.com/en/kim-higgins+146577/post/searching-for-computer-memory-suppliers-on-the-web+12457254</link>
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        <![CDATA[<div class="post_content wiki_text">Regardless of the type of computer you have, it'll need to have enough memory to contain the operating system, any running programs, and any program data. This particular variety of <a href="http://www.4allmemory.com/">computer memory</a> is referred to as RAM, which is short for Random Access Memory. Computer memory technology is way more advanced than it used to be.<p><br />Many years ago, computers were built with either electron tubes or discrete transistors, instead of with microprocessors. In those old computers, ferrite core RAM was the most common type. This was made of very tiny iron rings, with each individual ring representing one bit in RAM. Each of these rings had a bundle of either three or four wires threaded through it. Whether the ring was set to a 1 or a 0 depended on which direction the current flowed through the 1 and 0 wires. The remaining wires were there to read each ring's magnetic flux, to determine how each particular bit was set.</p><p><br />Needless to say, ferrite core memory isn't all that efficient, and you can't use it to achieve high memory densities. For example, a particular transistorized computer that was once used in a Navy defense system had only 48-Kilobytes worth of ferrite core memory. This memory, and the modules that made the memory work, occupied two entire refrigerator-sized door faces of that computer.</p><p><br />By the mid-1970s, when personal computers first started making the scene, the integrated circuit chip had been invented, which made possible the invention of memory chips. At first, these chips were quite expensive. A computer equipped with only two to four Kilobytes of RAM could cost thousands of dollars.</p><p><br />But, as with most other maturing technologies, manufacturing efficiencies went up and prices went down. By the late 1980s, three or four hundred dollars would buy you about one Megabyte worth of memory chips.</p><p><br />Today, memory is as cheap as it's ever been, with higher capacity chips and faster access speeds. And, you can now buy RAM in convenient plug-in modules, without needing to buy individual RAM chips that require a special tool to install.</p><p><br />For newer personal computers, the most common types of memory sticks are DDR-2 and DDR-3. (DDR stands for Double Data Rate.) There are also various speed ratings, which need to be matched to your motherboard and processor. You can run DDR-2 in dual-channel mode, and DDR-3 in either dual channel or triple-channel mode. This will further enhance memory performance.</p><p><br />You can buy either DDR-2 or DDR-3 memory in modules of up to four Gigabytes. Pricing will depend on quality, capacity, and speed-rating. Most modern computers allow you to insert at least four modules.</p><p><br />If you search on the web, you'll be able to find plenty of computer memory vendors. Some of these vendors have downloadable utilities that will tell you exactly what type of memory modules you'll need to upgrade your Windows or Mac computer. (The Mac versions support both Intel and PowerPC architectures.)</p><p><br />Most of these utilities don't support alternate operating systems, such as Linux. But, the vendors' websites will allow you to manually select the brand and model of your computer, so that you'll still be able to find the kind of memory that your machine requires.</p><p><br />If you're in the market for computer memory, a quick web search should help you to find it.</p><p>&nbsp;</p></div>]]>
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      <pubDate>Sat, 22 May 2010 08:26:55 +0200</pubDate>
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      <title>Car Insurance - Why It Is So Important</title>
      <link>http://www.ziki.com/en/kim-higgins+146577/post/car-insurance-why-it-is-so-important+12457253</link>
      <description>
        <![CDATA[<div class="post_content wiki_text"><a href="http://www.carinsurancesa.co.za">Car Insurance</a> is a mandatory rule in the vehicles act all around the world. When a new car is bought the dealer who sells the car sometimes gives free one year insurance along with the car. He does so as it looks like a free gift and that it will assure the safety of your vehicle as well. This insurance should be renewed every year to save you from unknown emergencies like road accidents. An accident can happen because it might be your fault or the other vehicles; your car will have to undergo repairs and that will cost you a lot of money. The insurance policy for your car will help you in such situations and not make a hole in your pocket.<p><br />Another reason why a person should get their vehicle insured is for their own safety. Accidents can happen anytime and anywhere. These accidents need not be done by you, they can happen because of someone else's fault as well. You may be parked on the side of the road and someone who is parking behind you may bump into your vehicle.</p><p><br />This is covered under the insurance and you will not have to pay from your pocket. Multiple crashes are also covered by insurance. Damages caused by major road accidents are sometimes not repairable. The car has to be declared a total loss.</p><p><br />If the situation explained above happens in your case, that means you bump into someone else's car then the fault is yours and you need bear the expenses from your insurance policy.</p><p><br />There are two types of insurances for cars, third party insurance and comprehensive insurance. The third party insurance policy will cover damages and any liability towards the other party involved in the accident by the party who is at fault. The comprehensive policy will bear the expenses of the third party damages as well as self damages.</p><p><br />The third party policy is one which will cover the damages of the car which was not at fault. That is it will cover any liability towards the other person. One of the two types of policies is recommended as per the track record of the driver.</p><p><br />The advantages of a comprehensive policy are more and one should think in this way that even if they pay a little more than a third party policy the benefits will be more in a comprehensive one.</p><p><br />Online quotations will enable you to know which car insurance would be the best one for your car. It will also tell you what services the company offers and which you can avail of when in an emergency. All information about the insurance company and how well established it is, is also known over the websites and you can judge the company after reading about its profile. Claim procedures and how long a particular company takes to solve a claim can be known as well and this should also be considered when analysing quotations for your insurance policies.</p><p>&nbsp;</p></div>]]>
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      <pubDate>Sat, 22 May 2010 07:58:38 +0200</pubDate>
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      <title>Life Insurance- Why It's Something You Need To Do For Your Family</title>
      <link>http://www.ziki.com/en/kim-higgins+146577/post/life-insurance-why-it-s-something-you-need-to-do-for-your-family+12457252</link>
      <description>
        <![CDATA[<div class="post_content wiki_text">Life <a href="http://www.insurance-south-africa.co.za">insurance</a> is a form of insurance on the life of a person. A sum of money is paid to the policy holder's nominated beneficiary when the person dies. An amount of premium is paid to the insurer by the person from the time of purchase of policy.<p><br />In order to assess the risk profile of your life, the insurer might ask you personal details when you submit an application for life coverage. Risk profile is a factor that determines the premium amount of your policy. Also the premium amount is dependent on the cover, the amount you insure your life for. Premium amount will be higher if the cover is higher.</p><p><br />The factors determining the risk profile are your age, gender, your educational qualification and profession, your health and your parent's health, your hobbies, and habits. If your life is too risky by profession or by hobbies and habits, the premium amount is going to be high. If you have habits or profession that can risk your life, the risk profile is more and thus the premium too.</p><p><br />When the policy holder dies, the insurance amount goes to the nominated beneficiaries of him. Insurance company would verify the identification document and death certificate before paying out to the nominee. Further documents might be needed as the case may be.</p><p><br />Many different types of insurance policy options are available. Amongst them, term insurance is the oldest. This type of coverage is used for protecting a key employee of a company. This is temporary and increasing. The increase in the income of employee, causes the increase in the annual premium amount.</p><p><br />Under term insurance, the sum insured is paid to the dependents if the life insured dies at the end of the period of insurance. If the life insured is alive at the end of policy period, coverage terminates on that date.</p><p><br />Another form of insurance called Whole Life Insurance requires a higher premium amount to cover the risk and a portion of this amount will be used for investing in policy reserves. Some of the risks and rewards are shared with the insurer by the policy owner. This type of participating policies allow the policy holder to get a return in the form of dividends.</p><p><br />Universal life insurance is also a combination of insurance and investment. Here, multiple lives can be covered under one policy. Every insured life can be of different face values. Death benefit is paid out when an insured dies. It also can be surrendered for cash. Premiums can be changed. You can pay the premiums when it is due or at unscheduled dates. Also you have the flexibility to stop or restart the coverage as per the terms and conditions.</p><p><br />If you would like to secure your family's financial background even after your death, the best option to invest on Life Insurance. Policy coverage shows your love and care for your family and Dependants.</p><p>&nbsp;</p></div>]]>
      </description>
      <pubDate>Sat, 22 May 2010 07:24:34 +0200</pubDate>
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      <title>What Really Is The Thought Process Of Buying Commercial Buildings Insurance</title>
      <link>http://www.ziki.com/en/kim-higgins+146577/post/what-really-is-the-thought-process-of-buying-commercial-buildings-insurance+12457248</link>
      <description>
        <![CDATA[<div class="post_content wiki_text">Buildings make up most of the world that exists around us. They are very hard to escape and can be found on every single continent in the world, even the arctic continents. Some of them are used for living in, and even more are being used for business. These buildings need to be protected in case something would ever happen to damage them. Without the help of <a href="http://www.planinsurance.co.uk/commercial/products/commercial-buildings/">commercial buildings insurance</a>, the investor would lose everything in a disaster.<p><br />Commercial buildings are ones in which most buildings run out of. Corporations and enterprises, as well as companies and limited liability companies, all own buildings or have invested a lot into certain buildings. It would make perfect sense, then, that they would want to protect their building from damage.</p><p><br />The number of things that can happen to cause damage to a building are far too many to even think about. Fires are one of the most common causes of building damage all over the world. A fire can spread very rapidly and destroy almost everything in its path. They can start by just a very small electrical spark and end in a giant inferno that has consumed a one hundred thousand square foot facility.</p><p><br />Another common cause of damage that is not often thought about is the occurrence of flooding. Floods are very common in low lying geographic areas, such as valleys, marshes, and places near shallow lakes and rivers. If one of these places is near a building, a business may want to reconsider relocating from there.</p><p><br />Although water can cause a lot of damage in a flood, along with floating debris and logs, the water is not the main source of damage in a flood. The water actually leaves behind a far worse picture than it was presented with at the beginning. Electrical lines could be forever destroyed by rising water, and the interiors of the walls can grow weak and dangerous.</p><p><br />Having mold in a building is never a good thing, and it can lead to some serious health problems. Lung disease and lung problems can be caused by hazardous mold particles in the air. Needless to say, mold also causes great structural damage to many buildings in the world. Having mold in the walls of a building can be a silent killer.</p><p><br />Many people have actually died from certain types of mold and inhaling too many mold particles. Because mold tends to grow on the inside of walls and between inner and outer walls, it cannot easily be seen or detected. Most of the time people are unaware that it is there until a wall gets taken down. Having mold is a sure way to get the health associations and administrations on corporations backs.</p><p><br />There are so many more things that can create serious damage within and outside of a commercial building. These occurrences can often render a business badly ruined or even destroy any hopes of it becoming larger. If no commercial buildings insurance is taken out on a building, then there is no way to get back the money that was lost repairing the building back to its former self.</p><p>&nbsp;</p></div>]]>
      </description>
      <pubDate>Sat, 22 May 2010 04:46:11 +0200</pubDate>
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      <title>The Diet Solution Option - The Option That Is The Best For Many Individuals</title>
      <link>http://www.ziki.com/en/kim-higgins+146577/post/the-diet-solution-option-the-option-that-is-the-best-for-many-individuals+12456294</link>
      <description>
        <![CDATA[<div class="post_content wiki_text">The definition of the word diet has shift in last few years. It's not anymore about getting into shape the fastest possible way, usually also harming your body in every possible way at the same time. Now we are encouraged to change our eating habits for life, not only to loose weight but mostly, to maintain healthy. Diet solution program encourages you to do exactly that. Interested in reading about <a href="http://www.thedietsolutioninfo.com">the diet solution</a>?<p><br />What you eat is what you are, literally. So look at yourself, weather you are thin or fat, it doesn't really matter. Ask what you are: a hamburger? a chocolate? or maybe an apple?</p><p><br />The program's inventor, Isabel De Los Rios, is nutrition from New Jersey, who is coaching her patients on how to lead an energetic, healthy lifestyle by watching what you eat throughout your life.</p><p><br />Our grandparents seem to be healthier generation than we are. They haven't had microwave, processed and a fast food around the corner. This was their key to stay healthier. Yes, it was easier for them to keep their bodies fit. We on the other hand have to be careful what we eat, so it's good to commit ourselves to a diet.</p><p><br />Everybody is different, and there is no one solution for everybody. How fast you lose or gain your pounds depends on your metabolic system. This program allows you to follow a diet specifically created for your metabolic type. Figuring out what is your type is the first thing you will be asked to do after purchasing the program. Then you will go with yours type's rules.</p><p><br />There are some hard points in this diet to stay committed to, but as with everything else, it's only a matter of getting used to. No chips, crackers, cereals, cookies, and margarine (logically there is nothing good about them except of taste) instead you will be encourage to eat fruits, nuts and other healthier snacks. Two cups of coffee per day and only one glass of alcohol (preferably red wine) per week are permitted. The good thing is that this diet will extract all your toxins within a short time. When you will follow the plan for a while, you will find your skin glowing like never before. The toxins will leave your body naturally, which in turn, will re-vitalize your inner cells.</p><p><br />The last question is: What you will eat? It mainly depends on your metabolic type. But there are foods that are recommended for everybody, like: organic meat and poultry. It also includes organic eggs, fish and raw dairy products. As a snack you will eat raw nuts and seeds, fruit, vegetables or baked sweet potatoes. Other products are: coconut oil, butter, olive oil, flaxseed, avocado, sprouted breads, stevia, raw chocolate.</p><p><br />The point of diet solution program is changing your eating habits, so that you can stay healthier, thinner and prettier. You will find yourself having more energy and focus. Food is like fuel, it's responsible if and how everything works. So if you will feed yourself good, there is a long road in front of you</p><p>&nbsp;</p></div>]]>
      </description>
      <pubDate>Fri, 21 May 2010 07:47:11 +0200</pubDate>
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