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    <title>Ziki - METRO MORTGAGE COMPANY's last published content</title>
    <link>http://www.ziki.com/en/metro-mortgage-company+24385</link>
    <pubDate>Thu, 02 Dec 2010 23:29:45 +0100</pubDate>
    <ttl>120</ttl>
    <description>My aggregated content at ziki.com</description>
    <item>
      <title>Some Tips for Keeping Homeowners Insurance Costs Down</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/some-tips-for-keeping-homeowners-insurance-costs-down/</link>
      <description>
        <![CDATA[Since almost everyone is feeling the pinch under the current economic climate, here are a few tips for buyers of Florida real estate to save on their homeowner&#8217;s insurance premium costs.
By taking these few simple steps, you might just wind up saving yourself more premium dollars than you might think.

Shop around and get a few [...]]]>
      </description>
      <pubDate>Thu, 02 Dec 2010 23:29:45 +0100</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710019</guid>
    </item>
    <item>
      <title>Fannie Mae and Freddie Mac Resume Foreclosure Sales</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/fannie-mae-and-freddie-mac-resume-foreclosure-sales/</link>
      <description>
        <![CDATA[Fannie Mae and Freddie Mac have notified brokers representing the government sponsored enterprises foreclosure inventory to once again begin marketing their properties for sale.
This is really good news for the Florida real estate market as both entities together hold or guarantee a substantial amount of homes &#8211; 31 million homes nationwide &#8211; of which, 12% [...]]]>
      </description>
      <pubDate>Tue, 30 Nov 2010 00:48:28 +0100</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710020</guid>
    </item>
    <item>
      <title>Pool Safety Rules May Apply To Short-Term Rentals</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/pool-safety-rules-may-apply-to-short-term-rentals/</link>
      <description>
        <![CDATA[A rule change proposal from the Consumer Product Safety Commission would look at pools and spas in short-term rentals, including those in single-family homes, and consider them public facilities bound by the U.S. Virginia Graeme Baker Pool and Spa Safety Act.
The new proposed definition would define public accommodations facility as &#8220;an inn, hotel, motel, or [...]]]>
      </description>
      <pubDate>Fri, 19 Nov 2010 00:37:11 +0100</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710021</guid>
    </item>
    <item>
      <title>High Cost Area Loan Limits Extended Through 2011</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/high-cost-area-loan-limits-extended-through-2011/</link>
      <description>
        <![CDATA[Federal lawmakers recently voted to keep the maximum size of loans guaranteed by Fannie Mae, Freddie Mac and FHA for high-cost areas at their current levels ($729,750 and $625,000). President Obama finally signed the legislation, thereby extending the loan limit through 2011.
The provision means homebuyers and homeowners in expensive housing markets like California, New York, [...]]]>
      </description>
      <pubDate>Tue, 16 Nov 2010 22:22:14 +0100</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710022</guid>
    </item>
    <item>
      <title>One Great Big Catch!</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/one-great-big-catch/</link>
      <description>
        <![CDATA[There is not a day that goes by while I am out showing clients properties when the question arises about alligators in the various waterways. Naturally, I give them all the same stern warning about what to expect and remind them they must be sure to keep children and small pets away from the waters [...]]]>
      </description>
      <pubDate>Tue, 09 Nov 2010 18:49:06 +0100</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710023</guid>
    </item>
    <item>
      <title>Florida Remains Great Place for Business</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/florida-remains-great-place-for-business/</link>
      <description>
        <![CDATA[The Tax Foundation, a nonpartisan, nonprofit organization that monitors government fiscal policy, once again has Florida ranked as the nation’s fifth best tax climate for business going into 2011. While some states move up and others down, Florida has remained very steady for six years in a row.
A key factor in Florida&#8217;s ranking is the [...]]]>
      </description>
      <pubDate>Sun, 31 Oct 2010 15:03:58 +0100</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710024</guid>
    </item>
    <item>
      <title>FICO Announces New Mortgage Credit Score</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/fico-announces-new-mortgage-credit-score/</link>
      <description>
        <![CDATA[Fair Isaac and Company (FICO) announced the release of a new credit scoring product called the FICO 8 Mortgage Score. It was specifically designed to help lenders make better credit decisions in predicting mortgage performance risk and is now available from all three major U.S. credit reporting agencies &#8211; Experian, Equifax and TransUnion.
According to FICO, [...]]]>
      </description>
      <pubDate>Fri, 29 Oct 2010 22:08:37 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710025</guid>
    </item>
    <item>
      <title>State Real Estate Taxes: Florida in Middle of the Pack</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/state-real-estate-taxes-florida-in-middle-of-the-pack/</link>
      <description>
        <![CDATA[The Tax Foundation has created a state by state comparison of property taxes using 2009 U.S. Census data. The review utilized three criteria: median property tax paid, property tax as percentage of a home&#8217;s worth, and property tax as a percentage of median income. In all three comparisons, Florida ranked right in the middle. New [...]]]>
      </description>
      <pubDate>Tue, 05 Oct 2010 20:45:46 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710026</guid>
    </item>
    <item>
      <title>Congress Extends Loan Limits</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/congress-extends-loan-limits/</link>
      <description>
        <![CDATA[Congress has voted to keep the maximum size of loans guaranteed by Fannie Mae, Freddie Mac and FHA at their current levels through the end of 2011. For buyers in high cost areas, the maximum mortgage amount will remain at $730,000 for Fannie/Freddie loans and at $625,000 for FHA mortgages.
Anything above these limits set by [...]]]>
      </description>
      <pubDate>Sun, 03 Oct 2010 19:59:51 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710027</guid>
    </item>
    <item>
      <title>International Buyers Bolster Florida Real Estate Sales</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/international-buyers-bolster-florida-real-estate-sales/</link>
      <description>
        <![CDATA[International buyers are taking advantage of a weak dollar in order to buy Florida real estate at a record pace. Many are just taking advantage of the drop in property prices but most also see the Florida market as a desirable and secure investment for the future. In fact, during the last 12 months, foreign [...]]]>
      </description>
      <pubDate>Wed, 22 Sep 2010 16:39:58 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12710028</guid>
    </item>
    <item>
      <title>Pelican Landing Real Estate: Mid Year 2010 Sales Report</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/pelican-landing-real-estate-mid-year-2010-sales-report/</link>
      <description>
        <![CDATA[The mid year 2010 Pelican Landing real estate market statistics for both home and condominium sales are listed below. Pelican Landing is an upscale gated golf community with excellent amenities and is considered one of Bonita Springs premier gated golf communities.
Pelican Landing distinguishes itself by being the only community in the area to own a [...]]]>
      </description>
      <pubDate>Mon, 19 Jul 2010 23:40:28 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12682533</guid>
    </item>
    <item>
      <title>Appraisal Woes? Help On The Way Soon</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/appraisal-woes-help-on-the-way-soon/</link>
      <description>
        <![CDATA[In this type of market, we have all been there; a property under contract appraises for less than the purchase amount and the sale falls apart. Unfortunately, more often than you might think, it is not solely the appraisers fault. Many times the fault lies with the mortgage lender. And, believe it or not, the [...]]]>
      </description>
      <pubDate>Mon, 19 Jul 2010 02:14:26 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12676507</guid>
    </item>
    <item>
      <title>Southwest Florida Real Estate Sales: May, 2010 Update</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/southwest-florida-real-estate-sales-may-2010-update/</link>
      <description>
        <![CDATA[The sales of homes and condominiums in the Southwest Florida real estate market held up pretty well as we transitioned into the summer season in May. Many buyers continued to move from being &#8220;on the fence&#8221; to a more &#8220;determined to buy&#8221; attitude as inventories continue to fall and many of the best deals [...]]]>
      </description>
      <pubDate>Wed, 14 Jul 2010 03:31:27 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12657063</guid>
    </item>
    <item>
      <title>Congress Extends Tax Credit and Flood Insurance Programs</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/congress-extends-tax-credit-and-flood-insurance-programs/</link>
      <description>
        <![CDATA[Yesterday, Congress passed the extension of the Homebuyer Tax Credit closing deadline. The extension applies only to transactions that have had contracts in place as of April 30, 2010 and have yet to close. The new closing deadline is now September 30, 2010. There is will be no gap between June 30 and the date [...]]]>
      </description>
      <pubDate>Thu, 01 Jul 2010 16:55:55 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12626923</guid>
    </item>
    <item>
      <title>Fannie Mae Cracking Down on Strategic Defaults</title>
      <link>http://www.realestatewebmasters.com/blogs/gulf-coast-associates/10089/show/</link>
      <description>
        <![CDATA[In an effort to help curb homeowners who are upside down on their mortgages from moving to take a strategic default, Fannie Mae is enacting tougher guidelines to make such a move more costly and painful. Wednesday's announcement by the government-controlled mortgage giant said it would instruct the companies servicing its loans to recommend when it should pursue a so-called deficiency judgment - a court order requiring a defaulting borrower to pay any remaining unpaid portion of the loan after ... <br/><a href="http://www.realestatewebmasters.com/blogs/gulf-coast-associates/10089/show/" target="_blank">View full article</a>]]>
      </description>
      <pubDate>Fri, 25 Jun 2010 22:06:25 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12602786</guid>
    </item>
    <item>
      <title>Florida Gets Tougher on Sexual Predators</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/florida-gets-tougher-on-sexual-predators/</link>
      <description>
        <![CDATA[While Florida already had one of the toughest Sexual Predator Penalty Laws in the nation, it now has become the third state to comply with the federal law known as the Sex Offender Registration and Notification Act (SORNA). The new law is designed to create an across the board method of registration and tracking sex [...]]]>
      </description>
      <pubDate>Sun, 20 Jun 2010 18:12:55 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12587451</guid>
    </item>
    <item>
      <title>Naples, Florida a Wealth Magnet</title>
      <link>http://www.realestatewebmasters.com/blogs/gulf-coast-associates/10059/show/</link>
      <description>
        <![CDATA[According to an analysis of 2008 tax returns, Forbes ranks Collier County at the top of its list of where the rich are moving in large numbers. The review showed an average reported income of more than $76,000 per person. Quite frankly, it does not come as much of a surprise, as the city of Naples has long been known as a desirable destination for wealthy retirees and corporate executives seeking exclusivity and anonymity. Naples offers a slower and more ... <br/><a href="http://www.realestatewebmasters.com/blogs/gulf-coast-associates/10059/show/" target="_blank">View full article</a>]]>
      </description>
      <pubDate>Fri, 18 Jun 2010 01:54:50 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12573423</guid>
    </item>
    <item>
      <title>Cape Coral and Fort Myers Real Estate Sales: April, 2010 Update</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/cape-coral-and-fort-myers-real-estate-sales-april-2010-update/</link>
      <description>
        <![CDATA[The sales of homes and condominiums in the Southwest Florida real estate market continued to impress as season wound down in April. Both the cities of Cape Coral and Fort Myers saw their inventories fall and the median price rise. Buyers who remained on the sidelines are finding out their choices are becoming more limited [...]]]>
      </description>
      <pubDate>Fri, 11 Jun 2010 00:41:04 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12541105</guid>
    </item>
    <item>
      <title>Florida Condo Associations Get Welcome Foreclosure Relief</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/florida-condo-associations-get-welcome-foreclosure-relief/</link>
      <description>
        <![CDATA[As was expected, Governor Crist signed the Distressed Condominium Relief Act on Tuesday. The new law expands the powers of community associations when it comes to dealing with delinquent unit owners and makes it easier for lenders to approve bulk sales on foreclosed units. It also repealed the requirement that individual unit owners carry additional [...]]]>
      </description>
      <pubDate>Thu, 03 Jun 2010 17:24:22 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12510402</guid>
    </item>
    <item>
      <title>Another Hurricane Season Looms Large</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/another-hurricane-season-looms-large/</link>
      <description>
        <![CDATA[The 2010 hurricane season is set to begin this week and it is important for Southwest Florida residents to pay attention and be prepared. With three years of relatively quiet storm seasons, it&#8217;s easy to become complacent. However, ignoring the possibility of a major storm coming our way can be a major mistake. All you [...]]]>
      </description>
      <pubDate>Sun, 30 May 2010 19:54:04 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12496373</guid>
    </item>
    <item>
      <title>Luxury Florida Real Estate Sales Finally Breaking Out</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/luxury-florida-real-estate-sales-finally-breaking-out/</link>
      <description>
        <![CDATA[I wrote a post prior to season this year in Southwest Florida about how the Luxury Florida real estate market appeared to finally be ready to burst its bubble too. Well, it seems like many high end sellers also came to the realization they would have to give in on price in order to sell [...]]]>
      </description>
      <pubDate>Tue, 25 May 2010 20:35:06 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12475774</guid>
    </item>
    <item>
      <title>Port Royal in Naples - Luxury Florida Real Estate</title>
      <link>http://www.realestatewebmasters.com/blogs/gulf-coast-associates/9938/show/</link>
      <description>
        <![CDATA[If you're looking for Luxury Florida real estate with fabulous Gulf beach and boat access, there is no better place to look in Naples other than Port Royal. Port Royal is without a doubt the most prestigious neighborhood in all of Naples. Created in 1958 by Glenn Sample, Port Royal is surrounded by water, with the Gulf of Mexico to the west, Naples Bay to the east, and Gordon Pass and Key Island to the south. The very private single-family ... <br/><a href="http://www.realestatewebmasters.com/blogs/gulf-coast-associates/9938/show/" target="_blank">View full article</a>]]>
      </description>
      <pubDate>Sun, 23 May 2010 20:24:08 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12492693</guid>
    </item>
    <item>
      <title>Bonita Springs and Naples Real Estate Sales - April, 2010 Update</title>
      <link>http://www.realestatewebmasters.com/blogs/gulf-coast-associates/9911/show/</link>
      <description>
        <![CDATA[The sales of homes and condominiums in the Southwest Florida real estate market continued to impress as season wound down in April. The cities of Bonita Springs and Naples saw their property sales rise substantially. Both snowbirds and investors alike pulled the trigger and snapped up one of the many good deals currently available. Buyers who remain in a "wait and see" mode are finding out their choices are becoming more limited and many of the best properties are now ... <br/><a href="http://www.realestatewebmasters.com/blogs/gulf-coast-associates/9911/show/" target="_blank">View full article</a>]]>
      </description>
      <pubDate>Sun, 16 May 2010 01:39:35 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12492694</guid>
    </item>
    <item>
      <title>More Declines in SW Florida Foreclosure Filings</title>
      <link>http://www.findsouthwestfloridahomes.com/blog/more-declines-in-sw-florida-foreclosure-filings/</link>
      <description>
        <![CDATA[Normally we do not blog each month about foreclosure filings in Southwest Florida. If you think about it, the story has been the same month after month. The numbers were usually up for all areas. Well, that trend appears to be changing rather quickly. What appeared to be an aberration in the 1st quarter of [...]]]>
      </description>
      <pubDate>Fri, 14 May 2010 00:41:11 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12443576</guid>
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    <item>
      <title>Health Care Bill - Buried 1099 Reporting Change</title>
      <link>http://www.realestatewebmasters.com/blogs/gulf-coast-associates/9885/show/</link>
      <description>
        <![CDATA[You gotta love the health care reform bill. It is the gift that just keeps on giving. Seems our beloved legislators added another little goodie that was buried in the mostly unread 2,409 page document. Section 9006 mandates that beginning in 2012 all companies will have to issue 1099 tax forms not just to independent contractors but also to any "individual or corporation" from which you purchase more than $600 in tangible goods or services in a tax year. Can ... <br/><a href="http://www.realestatewebmasters.com/blogs/gulf-coast-associates/9885/show/" target="_blank">View full article</a>]]>
      </description>
      <pubDate>Tue, 11 May 2010 00:46:02 +0200</pubDate>
      <guid isPermaLink="false">tag:ziki.com,2010:/article/12441622</guid>
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