BEGIN:VCARD
VERSION:3.0
N;CHARSET=UTF-8:Ruiz;Jean-francois;;;
FN;CHARSET=UTF-8:Jean-francois Ruiz
NICKNAME;CHARSET=UTF-8:jfruiz
BDAY;CHARSET=UTF-8:19820507
URL:http://www.ziki.com/jfruiz
END:VCARD